ACBUY supports card, PayPal, USDT and a handful of local rails. Buyers new to the acbuy spreadsheet often pay whatever’s easiest and get burned on fees or dispute limits. Here’s the plain-English breakdown so you pick the right rail on your first order.
PayPal
Highest-friction option for the seller, safest option for you. PayPal charges ~4.4 % on cross-border payments — that fee is folded into the invoice you’re shown. In return you get 180 days of buyer protection, which covers scenarios like “wrong item shipped” or “seller vanished before shipping”. First-time buyers: pay with PayPal.
Credit / debit card
Slightly cheaper than PayPal (2.5–3 % on the invoice). Chargeback rights depend on your card issuer, and they’re usually shorter than PayPal’s window. Use card only after your first successful ACBUY cycle — once you know the acbuy qc finder workflow and trust the flow.
USDT (Tether)
Lowest fees, near-instant settlement, zero dispute rights. USDT is ideal for large repeat orders where the friction of card/PayPal starts to bite, and where you’re already re-ordering trusted batches. Avoid it on your first order.
Regional rails
ACBUY also accepts Alipay, WeChat Pay and a handful of local wallets. These are equivalent to card in fee terms but only helpful if you’re local to the CN/HK region.
Which do we recommend?
- First order: PayPal.
- Order 2–5: Card once you’re comfortable.
- Bulk / recurring buyers: USDT.
Whichever rail you pick, register first via acbuy.com to lock in the welcome coupon, then open the acbuy spreadsheet and start shortlisting. The full onboarding sequence lives on the ACBUY guide homepage.